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Terms of Service

Last Updated: March 18, 2026

These Terms of Service ("Terms") constitute a legally binding agreement between you ("Subscriber," "you," or "your") and [Company Name], LLC, a limited liability company organized and existing under the laws of the State of Florida ("Company," "we," "us," or "our"), governing your access to and use of the Picks platform, including the website, web application, Telegram channels, and all related services (collectively, the "Service").

BY CREATING AN ACCOUNT, SUBSCRIBING TO A PLAN, OR USING THE SERVICE IN ANY WAY, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE SERVICE.

1. Nature of the Service

1.1 Information Service Only

The Service provides sports analysis, commentary, opinions, and related informational content ("Content"). The Service is strictly an information and entertainment service. We are NOT a sportsbook, gambling operator, betting exchange, or financial advisor. We do not accept, place, or facilitate any wagers, bets, or financial transactions related to gambling. We do not hold customer funds for the purpose of wagering.

1.2 No Guarantee of Results

WE DO NOT AND CANNOT GUARANTEE WINS, PROFITS, OR ANY SPECIFIC OUTCOME. All Content, including picks, analysis, statistics, projections, and opinions, represents the subjective viewpoint of the analyst and is provided for informational and entertainment purposes only. Past performance is not indicative of future results. Historical statistics displayed on the platform reflect past outcomes and carry no predictive value.

1.3 Your Responsibility

You are solely responsible for any decision to place a wager based on or inspired by the Content. You acknowledge and agree that any betting or wagering activity you undertake is done entirely at your own risk and discretion, through third-party services unaffiliated with the Company. The Company bears no liability for your betting decisions, wins, losses, or any financial outcome.

2. Eligibility

To use the Service, you must:

It is your sole responsibility to determine whether accessing the Service and acting on its Content is legal in your jurisdiction. We make no representation that the Service is appropriate or available for use in any particular jurisdiction.

3. Account Registration and Security

3.1 Account Creation

You must register an account using a valid mobile phone number. You agree to provide truthful, accurate, and complete information and to keep your account information up to date.

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials. You agree to immediately notify us of any unauthorized access to or use of your account. We are not liable for any loss or damage arising from your failure to secure your account.

3.3 One Account Per Person

Each person may maintain only one account. We reserve the right to terminate duplicate accounts without notice or refund.

4. Subscription Plans, Billing, and Auto-Renewal

4.1 Paid Subscriptions

The Service is offered on a subscription basis through tiered plans ("Plans"). Plan details, features, pricing, and billing cadence are displayed at the time of purchase and may be updated from time to time.

4.2 Automatic Renewal

YOUR SUBSCRIPTION WILL AUTOMATICALLY RENEW at the end of each billing cycle (monthly or annual) at the then-current rate unless you cancel before the renewal date. By subscribing, you authorize us to charge your payment method on file for each renewal period. We will attempt to notify you prior to any price increase taking effect on your next renewal.

4.3 Cancellation

You may cancel your subscription at any time through your account settings on the Service or by contacting us. Cancellation takes effect at the end of the current billing period. You will continue to have access to the Service until the end of your paid period. No partial refunds are issued for unused portions of a billing period.

4.4 Price Changes

We reserve the right to change subscription pricing. Price changes will take effect at the beginning of the next billing cycle following notice of the change. Your continued use of the Service after a price change constitutes your agreement to the new price.

4.5 Payment Processing

All payments are processed by Stripe, Inc., a third-party payment processor. Your payment information is transmitted directly to Stripe and is not stored on our servers. By providing payment information, you agree to Stripe's Terms of Service.

4.6 Refund Policy

All sales are final. Due to the nature of digital informational content that is delivered immediately upon purchase, we do not offer refunds except where required by applicable law. If you believe you were charged in error, contact us within 7 days of the charge.

5. Telegram Access

5.1 Telegram Channels

Certain subscription tiers include access to private Telegram channels or groups. Access is granted to your linked Telegram account only and is non-transferable.

5.2 Access Revocation

Telegram access is automatically revoked when your subscription expires, is canceled, or is terminated. We reserve the right to revoke Telegram access at any time for violation of these Terms.

5.3 Prohibited Conduct in Telegram

You agree not to: redistribute, screenshot, copy, or share Content from Telegram channels with non-subscribers; harass, spam, or engage in abusive behavior toward other members or staff; impersonate Company staff or other subscribers; or use bots or automated tools to access, scrape, or interact with channels.

6. Content Ownership and Intellectual Property

6.1 Our Content

All Content provided through the Service — including picks, analysis, statistics, commentary, graphics, trademarks, logos, and software — is the exclusive property of the Company or its licensors and is protected by United States and international copyright, trademark, and intellectual property laws.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Content solely for your personal, non-commercial use during an active subscription.

6.3 Restrictions

You may not:

7. Prohibited Uses

You agree not to use the Service to:

8. Disclaimer of Warranties

THE SERVICE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, AVAILABILITY, SECURITY, COMPATIBILITY, AND NON-INFRINGEMENT.

We do not warrant that:

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICE OR CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

WITHOUT LIMITING THE FOREGOING, THE COMPANY SHALL NOT BE LIABLE FOR ANY FINANCIAL LOSSES, GAMBLING LOSSES, LOST BETS, OR OTHER MONETARY DAMAGES RESULTING FROM YOUR USE OF OR RELIANCE ON THE CONTENT.

OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE TOTAL AMOUNT YOU PAID TO THE COMPANY IN THE SIX (6) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

10. Indemnification

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, members, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, debts, and expenses (including reasonable attorneys' fees) arising from: (a) your use of and access to the Service; (b) your violation of these Terms; (c) your violation of any third-party rights; (d) your betting or wagering activities; or (e) any content you submit to the Service.

11. Dispute Resolution and Governing Law

11.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

11.2 Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved exclusively through binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules. The arbitration shall take place in the State of Florida, in the county where the Company maintains its principal office, or at another mutually agreed location. The arbitrator's decision shall be final and binding. Judgment on the arbitrator's award may be entered in any court of competent jurisdiction.

11.3 Class Action Waiver

YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. You waive any right to participate in a class action lawsuit or class-wide arbitration against the Company.

11.4 Small Claims Exception

Notwithstanding the above, either party may bring an individual action in small claims court for disputes within the court's jurisdiction.

11.5 Injunctive Relief

Nothing in this section shall prevent the Company from seeking injunctive or equitable relief in a court of competent jurisdiction to protect its intellectual property rights.

12. Termination

We may suspend or terminate your account and access to the Service at our sole discretion, with or without cause, with or without notice. Grounds for termination include, but are not limited to, breach of these Terms, fraudulent activity, abusive behavior, or upon request by law enforcement. Upon termination, your right to use the Service ceases immediately. Sections 6, 8, 9, 10, 11, and 14 shall survive any termination or expiration of these Terms.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on the Service and updating the "Last Updated" date. Your continued use of the Service after such changes constitutes your acceptance of the modified Terms. If you do not agree to the changes, you must stop using the Service and cancel your subscription.

14. Miscellaneous

14.1 Entire Agreement

These Terms, together with the Privacy Policy and Disclaimer, constitute the entire agreement between you and the Company regarding the Service and supersede all prior agreements and understandings.

14.2 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

14.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

14.4 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

14.5 Force Majeure

We shall not be liable for any failure or delay in performance due to causes beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, pandemics, government actions, internet or telecommunications failures, or third-party service outages.

15. Contact Information

For questions, concerns, or legal notices regarding these Terms, contact us at:

[Company Name], LLC
[Street Address]
[City], Florida [ZIP]
Email: legal@[yourdomain].com