Disclaimer

1. Nature of Content

All content made available on or through the Picks platform — including but not limited to picks, predictions, analysis, statistics, projections, live commentary, and any other information (collectively, "Content") — constitutes the personal opinion of the analyst and is provided strictly for entertainment and informational purposes.

Content is NOT:

• Professional, legal, financial, or investment advice;
• A solicitation or inducement to gamble or place wagers;
• A guarantee, promise, or representation of any outcome;
• Based on insider or non-public information;
• A substitute for your own independent research and judgment.

2. No Guarantee of Results

WE MAKE NO GUARANTEES, WARRANTIES, OR REPRESENTATIONS — EXPRESS, IMPLIED, OR STATUTORY — REGARDING THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF ANY CONTENT, OR REGARDING ANY SPECIFIC FINANCIAL OUTCOME.

In particular:

• Past performance does not guarantee future results. Historical records, win percentages, ROI figures, and streak data displayed on the platform reflect past outcomes only and have no predictive value.
• Statistics are retrospective, not prospective. All stats shown are based on settled picks and are maintained for transparency purposes only.
• Odds and lines change. Odds, spreads, and lines referenced in Content may differ from those available to you at the time you access them. We are not responsible for odds discrepancies.
• Sporting events are inherently unpredictable. No amount of analysis can eliminate the uncertainty inherent in sports.

3. Your Sole Responsibility

By using this Service, you acknowledge and agree that:

• Any decision to place a wager is entirely your own, made at your sole risk and discretion;
• You are solely responsible for determining whether sports wagering is legal in your jurisdiction;
• You will only wager money that you can afford to lose;
• You will not rely on the Content as your sole basis for any wagering decision;
• You will conduct your own research and due diligence before placing any wager;
• The Company is not responsible for any financial loss, gambling loss, emotional distress, or other damage resulting from your use of or reliance on the Content.

4. We Are Not a Sportsbook or Gambling Operator

The Company does not:

• Accept, place, broker, or facilitate any wagers, bets, or gambling transactions;
• Hold, manage, or transmit gambling funds or customer deposits;
• Operate as a sportsbook, bookmaker, exchange, or any form of gambling operator;
• Hold any gaming license, nor is one required for an information service;
• Take any percentage, commission, or share of your wagers or winnings;
• Have any affiliation, partnership, or contractual relationship with any sportsbook or gambling operator.

All wagering activity, if any, is conducted by you through third-party platforms that are independent of and unaffiliated with the Company.

5. Compliance With Applicable Law

This Service is operated by a company incorporated in the State of Florida. The legality of sports wagering varies by jurisdiction. It is your sole responsibility to understand and comply with all applicable federal, state, and local laws and regulations related to sports wagering in your jurisdiction.

We make no representation that the use of the Service or the act of wagering based on our Content is legal in your jurisdiction. Access to the Service does not constitute an offer or solicitation in any jurisdiction where such offer or solicitation would be unlawful.

6. Limitation of Liability for Gambling Losses

UNDER NO CIRCUMSTANCES SHALL THE COMPANY, ITS OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY GAMBLING LOSSES, FINANCIAL LOSSES, LOST WAGERS, LOST PROFITS, OR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE CONTENT OR THE SERVICE.

This limitation applies regardless of:

• Whether the Content was accurate or inaccurate;
• Whether the pick was designated as "high confidence" or any similar language;
• Whether you followed the Content exactly as presented;
• Whether the loss was caused by factors within or outside the analyst's knowledge;
• The theory of liability (contract, tort, negligence, strict liability, or otherwise).

7. Responsible Gambling

We strongly encourage responsible gambling practices. If you choose to gamble:

• Set a budget and never wager more than you can afford to lose;
• Set time limits for your gambling activity;
• Do not chase losses — accept them as part of the risk;
• Do not gamble when under emotional distress, under the influence of alcohol or drugs, or as a means of income;
• Self-exclude if you feel you are losing control of your gambling behavior.

Problem Gambling Resources

If you or someone you know has a gambling problem, please contact:

• National Council on Problem Gambling: 1-800-522-4700 (24/7 helpline)
• Florida Council on Compulsive Gambling: 1-888-ADMIT-IT (1-888-236-4848)
• Gamblers Anonymous: gamblersanonymous.org
• National Problem Gambling Helpline: ncpgambling.org

8. Accuracy of Information

While we strive to provide accurate and up-to-date Content, we make no representations or warranties regarding the accuracy, completeness, or timeliness of any Content. Sports data, odds, lines, scores, statistics, and other information referenced in the Content may contain errors. We are not responsible for inaccuracies in third-party data sources that inform our analysis.

9. Testimonials and Performance Claims

Any testimonials, performance records, or track records displayed on the Service reflect individual past results only. They are not indicative of future performance and should not be construed as a guarantee. Different subscribers will have different experiences. Your results will vary based on numerous factors including, without limitation, the bets you place, the odds you obtain, and your own decision-making.

10. Third-Party Content and Links

The Service may contain references to, links to, or information from third-party sources, including sportsbooks, news outlets, and data providers. We do not endorse, guarantee, or assume responsibility for any third-party content, products, or services. Any interaction with third-party services is at your own risk.

11. No Professional Relationship

Your use of the Service does not create any professional-client relationship between you and the Company, including but not limited to an attorney-client, financial advisor-client, or any fiduciary relationship. The Content does not constitute professional advice of any kind.

12. Assumption of Risk

BY USING THIS SERVICE, YOU EXPRESSLY ACKNOWLEDGE AND ASSUME ALL RISKS ASSOCIATED WITH SPORTS WAGERING, INCLUDING THE RISK OF FINANCIAL LOSS. YOU AGREE THAT THE COMPANY HAS NO DUTY TO WARN YOU OF THE RISKS OF GAMBLING BEYOND WHAT IS STATED IN THIS DISCLAIMER.

13. Governing Law

This Disclaimer is governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

14. Contact

Questions about this Disclaimer may be directed to:

[Company Name], LLC
[Street Address]
[City], Florida [ZIP]
Email: legal@[yourdomain].com